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8 Important Steps to Buying a New Home


Locate a reputable agent. You are well on your way because you are reading this. Learn what sets us apart from other agents and how are paid for our services.


We will assess your wants, needs and “would like to haves” in a home and develop a plan to find a property that fits as many of these criteria as possible.  This can be accomplished initially with an interview and/or questionnaire and then with a follow-up face to face meeting.


The first step is to get pre-qualified with a home mortgage lender. You will be given a pre-qualification letter that is good for generally 90 days unless there are changes in your financial condition or the lender changes their lending requirements. The pre-qualification letter is usually needed to put an offer to purchase on a home. Your buyer’s agent will send your pre-qualification letter with your offer to purchase to the listing agent and/or seller showing that you are financially able to get a home mortgage to complete the purchase transaction.


We will begin the home search based on our discussions with you and on the parameters we’ve all developed.  Our initial search is a master search of all homes on the market which meet as many of your specifications as possible. We follow this up with daily searches for properties that are new to the market or have taken a price reduction.  You now have an efficient and effective, tried and true process working for you.


When you find a home you’d like to write an offer on, we extensively research and review the home for you and prepare a Comparative Market Analysis (CMA) of the value. This approach allows you to buy a home based on information – not emotion. It also protects you from overpaying for that property. This becomes especially important when it’s time to finish getting your mortgage because the lender will require you to make up the difference in the accepted price between you and the seller and the appraised value that their appraiser comes up with.


We will negotiate the offer to purchase and the acceptance of it on your terms, always putting what is in your best interests before anyone else’s.


Help you locate a licensed home inspector of your choice. We have several recommendations that we’ll make at this time, depending on your individual situation and the property involved.


Our goal is to get you to the closing table so that you can begin enjoying your new home. This is an exciting time and we strive to make it an experience you’ll always want to remember! There are still many things that need to happen- the biggest being your mortgage- and we do everything to help insure your financing is approved and the closing occurs in an orderly and timely manner. We have enjoyed a 100% success rate when we work together at Your Home Buying Agency LLC.

If you have a home to sell before buying, you can find more information in our selling section.

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IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.
Information is supplied by seller and other third parties and has not been verified.

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This IDX solution is (c) Diverse Solutions 2018.